Understanding Construction Insurance and the Impact of Safety and EMR on Insurance Rates

Construction insurance is a vital component of the construction industry, providing a safety net against a range of risks and liabilities. For construction firms, understanding the nuances of insurance and the factors that influence insurance rates, such as safety practices and the Experience Modification Rate (EMR), is crucial for maintaining financial health and competitive pricing. This blog will delve into the various types of construction insurance, the importance of safety, and how EMR influences insurance rates.

Types of Construction Insurance

General Liability Insurance: This covers bodily injury and property damage that occurs on the construction site. It’s essential for protecting against third-party claims.

Workers’ Compensation Insurance: This insurance is mandated by law in most regions and covers medical expenses and lost wages for employees injured on the job.

Builder’s Risk Insurance: This policy covers damage to the building under construction due to events like fire, theft, or natural disasters.

Professional Liability Insurance: Also known as Errors and Omissions Insurance, this covers claims arising from design errors or other professional mistakes.

Commercial Auto Insurance: This covers vehicles used in the course of business operations, protecting against accidents and damages.

Umbrella Insurance: This provides additional coverage beyond the limits of other policies, offering an extra layer of protection.

The Role of Safety in Construction Insurance

Safety is a pivotal factor in the construction industry, directly impacting insurance rates. Insurance companies assess the risk of insuring a construction firm based on their safety practices. A strong safety record can lead to lower premiums, while poor safety practices can result in higher rates or even denial of coverage.

Safety Training Programs: Comprehensive safety training for employees can significantly reduce the number of accidents and injuries on the job. This training should cover the proper use of equipment, hazard recognition, and emergency procedures.

Safety Audits and Inspections: Regular safety audits and inspections help identify potential hazards before they cause harm. By addressing these issues proactively, firms can maintain a safer work environment and demonstrate their commitment to safety to insurers.

Personal Protective Equipment (PPE): Ensuring that all workers use appropriate PPE, such as helmets, gloves, and safety glasses, can reduce the severity of injuries and demonstrate a proactive approach to risk management.

Safety Culture: Promoting a culture of safety where every employee understands their role in maintaining a safe work environment can lead to fewer accidents and injuries. This culture should be supported by management and include regular safety meetings and open communication about safety concerns.

Understanding Experience Modification Rate (EMR)

The Experience Modification Rate (EMR) is a crucial metric used by insurance companies to determine workers’ compensation premiums. The EMR is a numerical representation of a company’s past injury claims compared to the industry average. An EMR of 1.0 is considered average, while an EMR below 1.0 indicates a better-than-average safety record, and an EMR above 1.0 indicates a worse-than-average safety record.

Calculation of EMR: The EMR is calculated based on the company’s claim history over a three-year period, excluding the most recent year. The formula considers the number of claims, their severity, and the industry average.

Impact of EMR on Insurance Rates: The EMR directly affects the cost of workers’ compensation insurance. A lower EMR results in lower premiums, as it indicates a lower risk of future claims. Conversely, a higher EMR leads to higher premiums.

Improving EMR: Companies can improve their EMR by implementing robust safety programs, promptly addressing hazards, and effectively managing claims. Reducing the frequency and severity of workplace injuries will lead to a lower EMR over time.

Strategies to Improve Safety and Lower EMR

Improving safety and lowering the EMR requires a strategic approach that involves management commitment, employee engagement, and continuous improvement. Here are some strategies:

Develop a Comprehensive Safety Program: A well-structured safety program should include clear policies and procedures, regular training sessions, and a system for reporting and addressing safety concerns. This program should be reviewed and updated regularly to incorporate new safety standards and best practices.

Engage Employees in Safety Initiatives: Involving employees in safety initiatives can increase their commitment to maintaining a safe work environment. This can be achieved through safety committees, suggestion programs, and recognition of safe behavior.

Monitor and Analyze Safety Data: Keeping detailed records of safety incidents and analyzing this data can help identify patterns and areas for improvement. This information can be used to develop targeted interventions to reduce the risk of future incidents.

Invest in Safety Equipment and Technology: Investing in modern safety equipment and technology, such as wearable safety devices and construction management software, can enhance safety monitoring and incident response.

Focus on Injury Management and Return-to-Work Programs: Effective injury management and return-to-work programs can help injured employees recover and return to work more quickly, reducing the impact of injuries on the EMR.

The Financial Benefits of Improved Safety and Lower EMR

Investing in safety and reducing the EMR can lead to significant financial benefits for construction firms. These benefits include:

Lower Insurance Premiums: A lower EMR results in lower workers’ compensation premiums, leading to substantial cost savings over time.

Increased Competitiveness: Companies with strong safety records and lower insurance costs can offer more competitive bids on projects, increasing their chances of winning contracts.

Improved Employee Morale and Retention: A safe work environment leads to higher employee morale and retention, reducing turnover costs and increasing productivity.

Reduced Legal and Regulatory Costs: Fewer accidents and injuries reduce the risk of legal action and regulatory fines, leading to further cost savings.

Enhanced Reputation: A strong commitment to safety enhances a company’s reputation, making it more attractive to clients, partners, and potential employees.

Construction insurance is an essential aspect of managing risk in the construction industry. The cost of insurance is significantly influenced by a company’s safety practices and its Experience Modification Rate (EMR). By prioritizing safety, engaging employees in safety initiatives, and continuously monitoring and improving safety practices, construction firms can lower their EMR and reduce their insurance premiums. The financial benefits of improved safety and a lower EMR extend beyond insurance costs, enhancing competitiveness, employee morale, and overall business success. For construction firms, investing in safety is not just a regulatory requirement but a strategic imperative that can drive long-term growth and profitability.

The NJBIZ 2024 Leaders in Real Estate, Construction, and Design award for interior projects was given to GTL Construction of New Jersey for their efforts on the Officeworks interior renovation in Morristown, NJ. This project was recognized for its exceptional transformation of over 5,000 square feet of office space, enhancing both functionality and aesthetics to meet modern standards and client expectations.

The interior renovation by Officeworks included redesigning workspaces to promote collaboration and productivity while incorporating sustainable materials and energy-efficient systems. The project also focused on creating a vibrant and engaging environment for employees, featuring contemporary design elements and state-of-the-art technology. This renovation not only improved the physical workspace but also aimed to boost employee satisfaction and operational efficiency.

NJBIZ’s annual awards celebrate companies and individuals who have significantly contributed to New Jersey’s commercial real estate landscape through innovative design and construction projects. Officeworks’ renovation stood out among submissions for its creativity, attention to detail, and positive impact on the workplace environment​.

Adaptive reuse and commercial interior renovation have become increasingly prominent in the construction and development industry, especially in regions like New Jersey where older structures often hold historical or architectural significance. As a General Contractor operating in New Jersey, navigating the complexities of adaptive reuse projects requires a unique blend of skills, expertise, and a deep understanding of the local context.

Adaptive reuse refers to the process of repurposing an existing building for a use other than what it was originally designed for. In the context of commercial interior renovation, this involves transforming the interior spaces of a structure to meet the evolving needs of businesses, residents, or the community. New Jersey, with its rich history and diverse architectural heritage, presents both challenges and opportunities for GCs engaged in adaptive reuse projects.

Historical Buildings

One of the key considerations in adaptive reuse is the preservation of the building’s historical and architectural elements. New Jersey boasts a wide range of structures that date back to different periods, including industrial buildings, warehouses, and historic commercial spaces. As a GC, it is crucial to work closely with architects, preservationists, and local authorities to ensure that any renovations respect and enhance the building’s original character.

Local Regulations & Zoning

Local regulations and zoning codes play a significant role in adaptive reuse projects. New Jersey has specific guidelines that govern the adaptive reuse of historical structures, and understanding these regulations is essential for a GC. Navigating the permitting process, obtaining approvals, and adhering to preservation standards are integral parts of successfully executing commercial interior renovations in the state.


Budgeting and cost estimation are critical aspects of any construction project, and adaptive reuse is no exception. While reusing existing structures can be more cost-effective than new construction, unexpected challenges may arise during the renovation process. As a GC, it is essential to conduct a thorough site assessment and collaborate with engineers to identify potential issues such as structural deficiencies, environmental concerns, or outdated systems that may impact the project’s budget.


Sustainability is increasingly becoming a priority in the construction industry, and adaptive reuse aligns well with sustainable practices. Repurposing existing structures minimizes the environmental impact associated with demolition and new construction. As a GC in New Jersey, emphasizing sustainable building practices can not only attract environmentally conscious clients but also contribute to the state’s broader sustainability goals.


Communication and collaboration are at the heart of successful adaptive reuse projects. Working closely with architects, designers, subcontractors, and clients is essential to ensure that the project meets the envisioned goals. Effective communication becomes even more critical when dealing with historical preservation considerations and coordinating with various stakeholders involved in the approval process.


Adaptive reuse projects in New Jersey often involve transforming industrial spaces into modern offices, retail outlets, or residential complexes. The challenge lies in balancing the preservation of historical elements with the integration of contemporary design and technology. As a GC, staying abreast of current design trends and construction methodologies is crucial to delivering projects that meet both aesthetic and functional requirements.


The revitalization of urban areas is a common driver for adaptive reuse projects in New Jersey. Converting old warehouses into vibrant mixed-use spaces or repurposing historic commercial buildings for modern businesses contributes to the economic development and vibrancy of urban centers. GCs play a pivotal role in bringing these transformative visions to life while addressing the unique challenges posed by existing structures.

Adaptive reuse and commercial interior renovation in New Jersey present exciting opportunities for GCs willing to navigate the complexities of historical preservation, zoning regulations, and sustainable practices. The state’s diverse architectural heritage offers a canvas for creative and innovative transformations that not only breathe new life into old structures but also contribute to the sustainable and dynamic growth of communities. As a GC, embracing the challenges of adaptive reuse projects can lead to rewarding outcomes, both in terms of client satisfaction and the positive impact on the built environment.

In a significant stride towards enhancing workplace safety, the U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has announced a major shift: the transition from traditional hard hats to state-of-the-art safety helmets. This move aims to provide better protection against head injuries, a critical concern in occupational safety.

According to the Bureau of Labor Statistics’ 2020 report, head injuries constituted nearly 6 percent of non-fatal occupational injuries that led to days away from work. A startling revelation was that almost half of these injuries occurred due to contact with objects or equipment, while approximately 20 percent were attributed to slips, trips, and falls.

The traditional hard hats, ubiquitous on worksites since the 1960s, have been effective in safeguarding the top of a worker’s head. However, they lack comprehensive side impact protection and chin straps. This absence poses a significant risk, as without chin straps, hard hats may dislodge during slips or trips, leaving workers vulnerable to head injuries. Furthermore, the lack of vents in traditional hard hats can contribute to discomfort by trapping heat, affecting workers’ well-being during prolonged use.

Recognizing these limitations, OSHA took a proactive approach and, on November 22, 2023, published a comprehensive Safety and Health Information Bulletin outlining the pivotal differences between traditional hard hats and the more modern safety helmets. These cutting-edge helmets boast advancements in design, materials, and additional features aimed at providing holistic head protection.

Unlike their predecessors, contemporary safety helmets offer extended protection, covering not only the top but also the sides of a worker’s head. In addition, the introduction of chin straps ensures a secure fit, minimizing the risk of displacement during unexpected incidents. The incorporation of vents addresses the heat-trapping issue, promoting comfort and prolonged wearability.

One noteworthy improvement is the inclusion of optional face shields or goggles, offering protection against projectiles, dust, and chemical splashes. Some models even come equipped with built-in hearing protection and communication systems, facilitating clear communication in noisy environments – a benefit for workers in construction, oil and gas industries, and tasks involving electrical work and working from heights.

OSHA recommends the use of safety helmets in various industries and scenarios, such as construction, oil and gas, high-temperature specialized work, tasks involving electrical work, working from heights, and instances where regulations or industry standards mandate their use. This proactive approach underscores OSHA’s commitment to elevating safety and health as core values in workplaces across the nation.

The agency urges employers to follow suit by making safety and health integral to their workplaces. OSHA aims to lead by example, emphasizing the evolution of head protection as an essential component of contemporary occupational safety practices. This initiative not only ensures the well-being of employees but also sets a standard for industries to embrace progressive changes that enhance overall workplace safety.

OSHA’s decision to replace traditional hard hats with advanced safety helmets represents a commendable leap forward in prioritizing the safety of those working in the field on construction sites.  As the workforce evolves, so too must the safety measures in place, and OSHA’s commitment to this evolution is a testament to its dedication to creating safer and healthier workplaces.

In the dynamic world of construction, where budgets are tight and timelines are strict, clients seek the utmost value for their investments. One indispensable tool that can ensure both cost-efficiency and high-quality outcomes is value engineering. Construction management firms that offer value engineering services play a pivotal role in optimizing projects, driving innovation, and exceeding client expectations.

Understanding Value Engineering

Value engineering is a systematic and structured approach employed during the planning, design, or construction phase of a project to identify opportunities for cost savings without compromising quality, functionality, or safety.

Cost Analysis

One of the primary services provided by construction management firms offering value engineering is a comprehensive cost analysis. This involves a meticulous examination of project plans and budgets to pinpoint areas where expenses can be reduced without undermining the project’s core objectives. This service alone can significantly benefit the client by ensuring that every dollar spent is justified and optimized.

Design Optimization

Value engineering services often involve a critical review of project designs. This step ensures that the chosen materials, methods, and systems are the most cost-effective options available. It also considers long-term maintenance and operational costs, reducing the total cost of ownership for the client. By refining designs, clients can realize substantial savings while maintaining or even enhancing project quality.

Risk Management

Construction projects inherently involve risks. Construction management firms offering value engineering services are skilled at risk assessment and mitigation. They identify potential risks early in the project and develop strategies to minimize their impact. By doing so, clients are less likely to face unexpected costs and delays, resulting in smoother project execution.

Life-Cycle Analysis

Value engineering extends beyond the initial construction phase. It encompasses the entire life cycle of a facility or infrastructure. Construction management firms assess the long-term operational and maintenance costs, ensuring that the client’s investment remains cost-effective over time. This holistic approach guarantees that clients receive lasting value from their projects.

Innovation and Sustainability

In an era of growing environmental consciousness, value engineering services also focus on sustainable solutions. Construction management firms explore innovative technologies and materials that reduce a project’s environmental footprint. These environmentally friendly choices not only benefit the planet but can also lead to government incentives and lower operating costs for the client.

Quality Assurance

Quality is never compromised in value engineering. Construction management firms ensure that cost-saving measures do not result in subpar quality. They work closely with architects, engineers, and contractors to maintain the highest standards while optimizing costs.

Benefits to the Client

Cost Savings

The most apparent benefit of value engineering services is cost savings. Clients can expect reduced construction and operating costs while maintaining the project’s integrity and quality. These savings can be substantial, especially in large-scale construction projects.

Faster Project Delivery

By identifying and mitigating potential roadblocks and delays early in the project, value engineering services contribute to faster project delivery. Timely completion can save clients money and also open up revenue streams more quickly.

Enhanced Quality

Contrary to misconceptions, value engineering does not equate to cutting corners. Instead, it ensures that every aspect of the project is optimized for quality. Clients can have confidence in the durability and longevity of their investments.

Risk Mitigation

Clients can rest assured that unexpected issues are minimized through rigorous risk assessment and mitigation strategies. This results in fewer disruptions, disputes, and additional costs, offering peace of mind throughout the project.

Sustainability and Environmental Benefits

In an era where sustainability is paramount, clients also benefit from value engineering’s environmentally conscious approach. It not only aligns projects with sustainability goals but can also lead to reduced regulatory compliance costs and energy savings over time.

Long-Term Value

The overarching benefit for clients is the long-term value that value engineering provides. By optimizing costs, minimizing risks, and ensuring sustainability, clients can enjoy a higher return on their investment over the life of the project.

Value engineering services offered by construction management firms are essential for clients seeking to maximize the value of their construction projects. These services encompass cost analysis, design optimization, risk management, life-cycle analysis, innovation, sustainability, and quality assurance. The benefits to the client are numerous and profound, including cost savings, faster project delivery, enhanced quality, risk mitigation, sustainability, and long-term value.

In today’s competitive construction industry, clients cannot afford to overlook the advantages that value engineering services bring to the table. By partnering with construction management firms that offer these services, clients can achieve their project goals more efficiently, cost-effectively, and sustainably, ultimately ensuring that their investments yield the greatest possible value.

Selecting the right general contractor is a critical decision for your project, as it significantly influences the success of a construction project. A general contractor serves as the backbone of the project, responsible for turning your vision into reality. Therefore, you should consider several key factors when hiring a general contractor to ensure a smooth and successful project execution.

Experience & Track Record

The general contractor’s experience is paramount. When deciding on a general contractor, you should assess the contractor’s history of successfully completing projects similar in scope, complexity, and size to their own. A solid track record demonstrates the contractor’s ability to manage challenges and deliver quality results.

References & Reputation

Before finalizing a decision, request references from the general contractor from past clients and industry professionals. Speaking with these references can provide valuable insights into the contractor’s communication, problem-solving abilities, adherence to schedules, and overall professionalism.

Financial Stability

Construction projects require significant financial resources. A financially stable general contractor is better equipped to manage the project’s financial aspects, from procuring materials to paying subcontractors. You should assess the contractor’s financial health to ensure they won’t face sudden delays due to financial issues.

Licenses & Insurance

A reputable general contractor should possess all the necessary licenses and insurance coverage. Verify that the contractor is properly licensed to operate in the relevant jurisdiction and carries adequate liability and workers’ compensation insurance. This protects both parties in case of accidents, injuries, or property damage during construction.

In addition, a contractors EMR should also be reviewed.  EMR, or experience modification rating, is a calculation used by insurance firms to price the cost of workers’ compensation premiums. The rating reflects a variety of lagging indicators, such as injury costs or claim history, and offers a prediction of future risk.

Communication Skills

Effective communication is vital throughout the construction process. A high-quality general contractor should demonstrate the ability to listen, understand project goals, and communicate clearly and transparently. Regular updates, progress reports, and efficient problem-solving require strong communication skills.

Management & Leadership

A successful general contractor excels in project management and leadership. They coordinate various subcontractors, ensure tasks are completed on time, manage resources effectively, and maintain a cohesive team. Evaluate the contractor’s management approach to ascertain their ability to keep the project on track.

Quality Control

The finished product’s quality depends on the contractor’s commitment to high standards. Discuss with the general contractor their quality control processes, such as inspections, testing, and adherence to building codes and regulations. High-quality construction minimizes future maintenance issues and enhances the property’s value.

Problem-Solving Abilities

Challenges are inevitable in construction projects. A high-quality general contractor should have a proactive and innovative problem-solving attitude aimed at preventing costly delays and ensuring that the project stays within budget and schedule.

Subcontractor Relationships

General contractors are only as good as their subcontractors as they rely on a network to carry out specialized tasks. Inquire about the contractor’s relationships with subcontractors, as a reliable network ensures smoother coordination and delivery of the project.

Technology Adoption

The construction industry is evolving, with technology playing an increasingly vital role. Discuss with the general contractor their use of construction management software, scheduling tools, and other technology that can streamline project communication, documentation, and monitoring.

Compatibility & Trust

A successful partnership between a client and a general contractor is built on mutual trust and compatibility. When deciding on a contractor you should assess whether their communication styles, work ethics, and values align with yours. A harmonious working relationship is crucial for a successful project.

Hiring a general contractor is a pivotal decision. The right contractor brings expertise, experience, and leadership to the table, ensuring that the construction project is executed seamlessly. By considering factors such as experience, reputation, communication skills, and financial stability, you can make an informed choice that sets the stage for a successful and fruitful collaboration.

GTL Construction is pleased to welcome Chris Greenwood to the team as our newest hire for Site Superintendent! With valuable experience in the construction industry, Chris brings excellent leadership, communication, and relationship-building skills to our team. He has a proven track record of success directing full-scope commercial construction projects, achieving time, budget, and quality control to deliver outstanding results.

GTL Construction, a leading construction company specializing in commercial construction projects, is delighted to announce the addition of Dany Breque to its team as the new Site Superintendent. With his extensive experience and remarkable skill set, Dany will play a vital role in overseeing field crews, optimizing project schedules, and ensuring seamless communication with clients.

As Site Superintendent, Dany will be responsible for managing field crews, coordinating trades, and maintaining a safe and productive job site. With his exceptional leadership abilities, Dany will focus on maximizing efficiency, mitigating risk, and delivering projects of the highest quality.

“Dany Breque’s appointment as Site Superintendent is a significant asset to our team,” said Pietro Barberi, VP of GTL Construction. “His impressive track record in the construction industry, combined with his strong leadership and communication skills, make him the ideal candidate for this role. We are confident that Dany’s expertise will contribute greatly to the success and growth of our company.”

Dany Breque brings a wealth of knowledge and experience to GTL Construction. He has consistently demonstrated his ability to collaborate effectively with engineers, architects, clients, and various industry professionals. By fostering positive relationships and maintaining open lines of communication, Dany ensures that projects progress smoothly and efficiently.

In his previous roles, Dany excelled in creating and managing project schedules to maximize performance and quality. He also acted as a liaison between field teams, office staff, and clients, ensuring that all parties were kept informed and engaged throughout the construction process. Additionally, Dany’s dedication to accurate reporting and attention to detail has earned him a reputation for delivering consistent results.

GTL Construction is confident that Dany Breque’s appointment will strengthen their commitment to providing superior construction services. With his expertise and dedication, GTL Construction is poised to further expand its portfolio and deliver exceptional projects to clients across various industries.

About GTL Construction

GTL Construction is a full-service general contracting and construction management company headquartered in White Plains, New York with a second office located in Cedar Knolls, New Jersey.  GTL Construction delivers exceptional results across various sectors, including commercial, healthcare, retail, and industrial construction. With a staff of 45+ employees and growing, GTL has been successfully completing commercial construction projects for clients throughout the New York and New Jersey metropolitan area for more than 25 years.

Alfalfa at 160 1st St. in Jersey City — Courtesy: GTL Construction

By Joshua Burd

GTL Construction has completed the interior fit-out for a new Alfalfa restaurant in downtown Jersey City, its latest project in the food service industry.

The construction manager, which worked with the business owner and Jarmel Kizel Architects & Engineers Inc., said the 1,200-square-foot space at 160 1st St. has a mix of natural materials and modern finishes. That includes custom millwork throughout, floor-to-ceiling tile, polished concrete floors and an innovative customer ordering system.

With the project’s completion, the eatery has brought its quick-service, healthy concept to Jersey City’s Powerhouse Arts District, following its founding in nearby Hoboken.

“The Alfalfa team were amazing to work with,” said P.J. Scriffignano, a GTL project manager. “Their cooperation and participation in the process was integral to completing this project.”

Fellow GTL Project Executive Sam Champi added: “Having worked closely with the Alfalfa team, it is very clear their dedication to detail and to their brand is the reason for their success.”

GTL added that it has decades of experience in restaurant build-outs, noting that it worked with the client and the design team from the initial planning stages to the final touches.

“We are thrilled to have worked with the owners of Alfalfa to bring their vision for this exciting new restaurant to life,” said Pietro Barberi, a vice president with GTL’s New Jersey unit. “Our team was dedicated to ensuring that every detail was taken care of, from the initial planning stages to the final touches.”

Aside from Hoboken, Alfalfa also has two locations in Southern California.

“We appreciated the way the site was maintained and the pleasant, can-do attitude of the GTL team,” said Dan Londono, co-founder of Alfalfa. “I would strongly recommend to others that they hire GTL for all their general contracting needs.”

GTL Construction of NJ Inc. recently completed an interior fit-out for Regional Cancer Care Associates’ new 7,000-square-foot treatment center in Riverdale. — Courtesy: GTL

By Joshua Burd

GTL Construction of NJ Inc. has completed the interior fit-out for a new cancer treatment center in the Morris County borough of Riverdale.

The contractor, which worked on behalf of Regional Cancer Care Associates, said the facility at 18 Newark-Pompton Turnpike has modern medical equipment and technology, with a bright and welcoming design to provide patients with a comfortable setting as they continue their recovery. The 7,000-square-foot, two-story space is also ADA-compliant.

GTL Construction, whose New Jersey team is based in Parsippany, said the professional team for the project also included Cresa and Kimmerle Newman Architects.

“RCCA, Cresa and Kimmerle Newman were amazing to work with,” said Peter Montesano, the GTL project manager. “This project needed to be completed in a very short time period. The constant productive communication between everyone involved allowed us to complete this project within the very tight schedule so that RCCA was able to smoothly transition from their prior facility.”

Regional Cancer Care Associates in Riverdale

In detailing the assignment, GTL noted it has decades of experience in medical office fit-outs.

“We are so honored to have worked with such an amazing client,” said Pietro Barberi, vice president of GTL Construction of NJ. “Having seen firsthand RCCA’s dedication to this project is a true reflection on their dedication to everything they do.”

Dr. Andrew Bernstein, RCCA’s chief physician at the new facility, added that GTL was “able to overcome obstacles in real time, which led to completing a state-of-the-art oncology office and infusion center. On behalf of myself, our entire staff and our patients, thank you, GTL.”

Gary Polsky, Chief Financial Officer

The White Plains, NY based general contractor GTL Construction is pleased to announce the addition of Gary Polsky as their new Chief Financial Officer. He will be responsible for the oversight of day-to-day accounting and financial operations as well as creating budgets and forecasts and other special projects.

Mr. Polsky brings over 25 years of accounting and financial experience across a range of industries, most recently in construction. 

“We feel Gary is going to be a great addition to our team moving forward,” says President of GTL Construction, Angelo Monaco.

The GTL team is working on the final phase of a shopping center in Montvale, NJ, affectionately called “The Farm.” With a 140,000 square-foot Wegmans Food Market as its centerpiece, this project provides citizens and corporate professionals a highly-designed place to gather, shop, and dine.

It will feature authentic architecture, landscape, and hardscape design inspired by the farming and equestrian heritage of the DiPiero Farm and the New Jersey region.

Spring Lake Toys Foundation was honored to have Pietro Barberi, MBA join their Board of Advisors. As the leader and General Contractor of the Santucci family home expansion, Pietro’s GTL Construction has been instrumental in adding wheelchair-accessible space for the family’s three sons, who have been diagnosed with Leukodystrophy.

Pietro goes above and beyond for all of our children in need and is committed to growing our foundation to create even more lil’ smiles in the future. Welcome to the team Pietro.